Let’s look at some options…

Financed Simplified.

Get everything you want from your home- improvement project and more by handling your expenses the smart way — with FTL Finance.

• Fast and easy application

• Approvals based on your financial situation, not just your credit score

• No prepayment penalties​

• No default rate for missed payments​

• Committed support team

• Online account management and payment options

Lease To Own.

This lease-purchase option allows Microf Financing to say yes when all other finance options say no.  It’s designed for homeowners who have damaged credit or prefer a month-to-month option. Microf offers a secured, month-to-month lease that allows homeowners to lease a new system for 36, 48 or 60 months to ownership.

2nd Look Financing.

Microf Financing doesn’t stop there! If you’ve been turned down by prime banks for financing but are just below the threshold served by primary finance providers, second look financing offers homeowners just like you a second chance at financing their HVAC and home improvement needs. This means a comfortable home for your family and your wallet.